Top Global Insurance Organization

Qualysoft built a low-latency, distributed comparison engine that validates millions of vehicle insurance records in real time; eliminating data drift, accelerating regulatory checks, and ensuring a seamless insurer experience.

Top Global Insurance Organization

Key Results

Millisecond-level validation across millions of vehicle records.
Real-time discrepancy detection with automated remediation queues.
Horizontally scalable pipeline using distributed & parallel processing.
Fault-tolerant design maintains continuity during peak loads and node failures.
Standards-based XML exchange enables plug-and-play interoperability with insurer systems.

Summary

The Insurance Association needed a high-performance backbone capable of real-time comparison across multiple insurer databases. The system had to ingest and validate millions of vehicle records, flag discrepancies instantly, and meet stringent regulatory SLAs. All while minimizing latency for frontline insurer processes and ensuring consistent data quality across heterogeneous source systems.

Description

Centralized, real-time platform to compare and validate insurance data across multiple insurers, ensuring accuracy, speed, and regulatory readiness

Industry

Insurance / RegTech

Location

Europe

Size

National multi-insurer network; millions of active vehicle records

Services

Solution architecture, high-performance backend engineering, data integration, workflow automation, performance & load testing, DevOps/SRE, and ongoing optimization

Technologies

XML; .NET; distributed computing & parallel data processing; low-latency, in-memory caching; message queuing; observability & tracing

Cooperation period / Project duration

10+ years, a multi-phase rollout with continuous enhancements and support

Client Challenge

The Insurance Association needed a high-performance backbone capable of real-time comparison across multiple insurer databases.

The system had to ingest and validate millions of vehicle records, flag discrepancies instantly, and meet stringent regulatory SLAs.

All of those operations had to be done while minimizing latency for frontline insurer processes and ensuring consistent data quality across heterogeneous source systems.

Qualysoft Solution

Qualysoft delivered a distributed, parallelized comparison engine optimized for low-latency operations:

  • Streaming & Partitioning – Records partitioned by keys (e.g., VIN/policy) for parallel comparison across worker nodes.

  • Low-Latency Services – .NET microservices with in-memory caching and batched I/O to keep P95 response times in the millisecond range.

  • Standards-First Interoperability – XML schema validation, transform pipelines, and idempotent processors to handle retries and out-of-order messages.

  • Discrepancy Workflow – Real-time detection routes issues into remediation queues with rule-based prioritization and audit trails.

  • Reliability & Observability – Fault-tolerant deployment, autoscaling, circuit breakers, and full tracing/metrics dashboards for capacity planning and SLA reporting.

Results

The solution is engineered for real-time, regulator-ready performance, ensuring insurers can operate at scale without compromising speed, reliability, or data integrity:

  • High-performance throughput capable of processing and comparing millions of records in real time.
  • Significantly reduced comparison times, enabling instant insights that meet regulatory and compliance demands.
  • Seamless, fast user experience for insurers by maximizing throughput and minimizing latency during peak loads.
  • Operational resilience through fault-tolerant, horizontally scalable architecture and proactive monitoring.
  • Consistent, regulator-ready data thanks to standards-based exchange, strong validation, and auditable remediation workflows.