IT Services for Banking and Finance

• Make faster, well-informed loan decisions, mitigate risks, and reduce origination costs and timelines.
• Digitalize loan origination, underwriting, and servicing with configurable borrower portals for consumer, commercial, and small business loans.
• Accelerate the mortgage application process with a web portal or custom mobile app.
• Enhance convenience with e-signatures, e-delivery, and e-closing tools.
• Centralize your lending operations using ScienceSoft’s custom lending software.

Mobile Banking - provide your customers with comprehensive banking services directly on their phones. We create custom mobile banking software to meet your specific needs. Our solutions range from basic to complex apps, featuring core and advanced functionalities such as personal financial management, loyalty program integration, intelligent assistance, and personalized product offerings.

Internet Banking - meet the demand for secure, 24/7 access to banking accounts with custom Internet banking solutions. These solutions incorporate the best online banking practices, enabling your clients to:

• Access detailed information on checking, savings, and credit accounts, make payments, transfer money between accounts
• Set card limits
• Request bank statements and other documents

Leverage customer trends and liquidity forecasts to drive revenue and mitigate risks by transforming raw data into actionable, reliable, and consistent insights.

• Customer Analytics - Customer segmentation, attrition analysis, cross-sell effectiveness analysis, and more.

• Channel Analytics - Analysis of branch transactions, customer traffic, click patterns, frequently accessed web pages, search behavior, and popular mobile banking features.

• Marketing Analytics - Evaluation of marketing campaign success and identification of sales-boosting factors.

• Risk Analytics - Assessment of credit, market, operational, and liquidity risks.

• Performance Analytics - Analysis of sales performance, and branch and digital channel profitability.

We provide comprehensive cybersecurity solutions to protect sensitive data, strengthen operations, and mitigate cyber risks across hybrid cloud, AI, and quantum environments. Our approach combines advanced AI-driven security practices to help clients manage financial and reputational risk, safeguard data and identities, and maintain resilience against evolving threats.

• Data Security & Privacy - Secure sensitive data across cloud, on-premises, and hybrid environments with data-centric security controls, for real-time discovery, monitoring, and vulnerability management.
• Identity and Access Management (IAM) - Protect workforce and consumer identities with risk-based authentication and streamlined identity management across environments.
• Security Information and Event Management (SIEM) & SOC -  Real-time threat detection and response with SIEM/SOAR deployment, bolstering incident management and minimizing risks.
• Cloud & Endpoint Security - Robust protections for cloud infrastructure, transforming static security perimeters into dynamic defenses, protecting data wherever it resides.
• Penetration Testing & Vulnerability Assessment - Identify and remediate vulnerabilities to secure assets and infrastructure against sophisticated threats.
• DevSecOps Integration - Embed security into the development lifecycle to ensure that all applications meet high-security standards.

With expertise in AI, hybrid cloud, and quantum security, we enable clients to manage financial and reputational risk, protect data and identities, and stay resilient amid evolving security challenges.